El mercado de la vivienda; ¿momento para comprar?

mercado de la vivienda
¿Qué está pasando con el precio de vivienda? ¿Es buen momento para comprar? ¿Podré vender mi casa por fin? ¿Los bancos están concediendo hipotecas? ¿Dónde están subiendo más los precios? ¿Es verdad lo que dice la prensa? ¿Debemos hacer caso y lanzarnos a comprar una casa?

Muchas de estas preguntas se las estarán haciendo muchos de ustedes, sobre todo porque en las noticias escuchamos que “la crisis ha terminado” y que “el precio de la vivienda se está recuperando”. Si es cierto que los precios han tocado ya suelo, lo lógico sería comprar ahora, ¿no?

Desde Mudanzas OCM queremos exponerles los hechos de la manera más imparcial posible para que si han de tomar una decisión de compra (o venta) de una vivienda, por lo menos la tomen de una manera informada.

El mercado de la vivienda; algunas consideraciones

1.- En primer lugar, sepan que la evolución del mercado de la vivienda dependerá efectivamente de la marcha de la economía y todavía ha de confirmarse que España haya salido ya de la recesión. Ciertamente se ofrecen ya datos positivos de crecimiento pero hay que ser cautelosos y esperar a comprobar si la economía sigue creciendo a este ritmo a medio y largo plazo.

2.- En segundo lugar, tengan en cuenta que la agenda política y electoral del presente año 2015 podría afectar muy directamente a la hipotética recuperación y al mercado de la vivienda. Uno de los peores males para el crecimiento es la incertidumbre y las elecciones generan precisamente eso. Cuando la población siente miedo o expectación ante un cambio, puede volverse más conservadora en relación al consumo y dilatar sus decisiones de compra, lo cual frena la recuperación.

Parece existir consenso en que el precio de la vivienda aumentará a lo largo del 2015 y que lo hará hasta en un 2,5%. Hasta aquí, son buenas noticias, sobre todo por lo que supone para la economía. Tengamos en cuenta que el sector de la construcción es muy importante en España y que si se reanima el mercado de la vivienda, esto beneficiará a todos.

Ahora bien, cuando se habla de cifras de crecimiento del precio de la vivienda, muchas veces se habla de incrementos medios en el precio para todo el país, en lugar de dar las cifras por comunidades o provincias. Dependiendo de dónde vivan ustedes, los incrementos (o descensos) podrán variar mucho por lo que les recomendamos que no crean ciegamente las estadísticas ofrecidas por los medios de comunicación sobre el mercado de la vivienda.

3.- En tercer lugar, sí parece que es posible acceder de nuevo a una hipoteca pero ya no es tan sencillo como antes. Los bancos son mucho más cautelosos en la concesión de crédito y más exigentes con sus criterios de solvencia, garantía y capacidad de pago.

Es muy probable también que cuando se dispongan a solicitar la hipoteca para una vivienda que tengan pensado comprar, el propio banco les ofrezca una vivienda alternativa de su propiedad, de las muchas viviendas que la banca se ha adjudicado durante los últimos años. Es una realidad que le será más fácil conseguir financiación para una vivienda del banco que para la vivienda de un tercero. Ténganlo en cuenta.

En posts posteriores seguiremos hablando sobre el mercado de la vivienda. Nuestra intención era simplemente darles algunas pinceladas sobre la situación actual.

Lo que sí quisiéramos decirles es que, independientemente de la evolución de los precios, han de meditar mucho las decisiones que tomen en este sentido. Existen muchas viviendas disponibles en el mercado y si no tienen una especial urgencia por comprar, no se apresuren a ello. Al contrario que en el año 2006, no existe hoy día escasez de viviendas por lo que no hagan caso de lo que le puedan decir los vendedores con los que se encuentren.

Ahora bien, del mismo modo que les decimos que no tengan prisa, también les decimos que si encuentran una vivienda que les gusta, la pueden pagar cómoda y sobradamente y el banco les concede la financiación, no lo piensen mucho tampoco. Al fin y al cabo, si la vivienda es para uso propio y planean vivir en ella durante muchos años, no importa tanto si el precio baja otro 1% o no.

Y recuerden que cuando hayan encontrado un nuevo hogar, ¡pueden confiar en Mudanzas OCM para ayudarles con la mudanza!

556 opiniones en “El mercado de la vivienda; ¿momento para comprar?”

  5. I am the manager of JustCBD company (justcbdstore.com) and am planning to develop my wholesale side of business. It would be great if anybody at targetdomain share some guidance 🙂 I thought that the very best way to accomplish this would be to connect to vape companies and cbd stores. I was hoping if someone could suggest a trustworthy web-site where I can get Vape Shop B2B DATA I am presently taking a look at creativebeartech.com, theeliquidboutique.co.uk and wowitloveithaveit.com. Not exactly sure which one would be the most suitable solution and would appreciate any support on this. Or would it be simpler for me to scrape my own leads? Ideas?

  8. I seriously love your blog.. Very nice colors & theme. Did you develop this site yourself? Please reply back as I’m wanting to create my very own website and would love to learn where you got this from or what the theme is called. Kudos!

  13. Good day! I just wish to give you a huge thumbs up for the excellent information you have right here on this post. I am returning to your website for more soon.

  15. I’m amazed, I have to admit. Seldom do I encounter a blog that’s both educative and engaging, and let me tell you, you have hit the nail on the head. The issue is an issue that not enough people are speaking intelligently about. I’m very happy that I came across this in my search for something relating to this.

  20. May I just say what a comfort to discover someone who really
    knows what they are discussing online. You certainly know how
    to bring a problem to light and make it important. A lot more people must check
    this out and understand this side of your story. I was surprised that you’re not more popular
    because you most certainly possess the gift.

  22. Terrific work! This is the kind of info that
    are supposed to be shared across the net. Disgrace on the seek engines for now not positioning this submit higher!
    Come on over and consult with my website . Thank you =)

  23. Hey There. I found your blog using msn. This is a very well written article.
    I will make sure to bookmark it and return to read more of your useful information. Thanks for the post.
    I’ll certainly return.

  24. I blog often and I genuinely appreciate your information. This article has really peaked my interest.

    I’m going to take a note of your website and keep checking for new information about once a week.
    I opted in for your Feed as well.

  25. I simply want to tell you that I am very new to weblog and absolutely loved your website. Probably I’m want to bookmark your site . You certainly come with fantastic stories. With thanks for sharing with us your website.

  30. I do not even know how I ended up here, but I thought this post was great.
    I don’t know who you are but certainly you’re going to a famous blogger if you are not already 😉 Cheers!

  31. My brother recommended I might like this blog.
    He was once totally right. This submit truly made my day.
    You cann’t consider simply how a lot time I had spent for this info!

    Thank you!

  32. I love your blog.. very nice colors & theme. Did you design this website yourself or did you
    hire someone to do it for you? Plz reply as I’m looking to construct
    my own blog and would like to know where u got this from.
    thanks a lot

  33. Greetings from Colorado! I’m bored to tears at work so I decided to browse your website on my
    iphone during lunch break. I really like the information you present here and can’t wait to take a look when I
    get home. I’m surprised at how fast your blog loaded on my
    cell phone .. I’m not even using WIFI, just 3G .. Anyhow, superb blog!

  38. Woah! I’m really enjoying the template/theme of this site.
    It’s simple, yet effective. A lot of times it’s difficult to get that “perfect balance” between superb usability and visual appearance.

    I must say you have done a superb job with this.
    Also, the blog loads super fast for me on Internet explorer.

    Excellent Blog!

  39. Wonderful goods from you, man. I have understand
    your stuff previous to and you’re just extremely great.
    I actually like what you have acquired here, certainly like what you are saying and the way in which
    you say it. You make it enjoyable and you still care for to
    keep it smart. I can’t wait to read much more from you.
    This is actually a terrific web site.

  41. Hello fantastic website! Does running a blog like this require a massive amount work?

    I have absolutely no expertise in programming however I was
    hoping to start my own blog soon. Anyhow, should you have any ideas or tips for new blog owners please share.

    I understand this is off topic however I simply wanted to ask.
    Thanks a lot!

  48. You’re so awesome! I don’t believe I’ve read a single thing like this before. So wonderful to find another person with some original thoughts on this issue. Seriously.. many thanks for starting this up. This site is something that’s needed on the internet, someone with a little originality!

  50. Hello there! This post could not be written much better! Going through this article reminds me of my previous roommate! He always kept talking about this. I’ll send this post to him. Pretty sure he’s going to have a very good read. Thank you for sharing!

  51. Next time I read a blog, I hope that it won’t disappoint me as much as this particular one. I mean, I know it was my choice to read through, however I actually thought you would probably have something helpful to say. All I hear is a bunch of whining about something that you can fix if you weren’t too busy looking for attention.

  53. After I initially commented I seem to have clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I receive 4 emails with the exact same comment. There has to be an easy method you are able to remove me from that service? Many thanks!

  55. Oh my goodness! Impressive article dude! Thank you so much, However I am having troubles with your RSS. I don’t understand the reason why I am unable to subscribe to it. Is there anybody else getting the same RSS problems? Anyone that knows the answer will you kindly respond? Thanks!!

  56. I really love your site.. Excellent colors & theme. Did you make this site yourself? Please reply back as I’m hoping to create my own personal website and want to find out where you got this from or what the theme is named. Thanks!

  58. Hi there! This post couldn’t be written any better! Reading through this post reminds me of my previous roommate! He continually kept talking about this. I most certainly will forward this post to him. Pretty sure he’s going to have a good read. I appreciate you for sharing!

  81. After I originally left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and from now on every time a comment is added I recieve four emails with the exact same comment. Perhaps there is a means you can remove me from that service? Cheers!

  92. Aw, this was a really good post. Taking a few minutes and actual effort to generate a really good article… but what can I say… I procrastinate a whole lot and don’t manage to get anything done.

  100. After I initially commented I seem to have clicked the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I receive 4 emails with the exact same comment. There has to be a way you can remove me from that service? Kudos!

  119. I blog frequently and I really thank you for your content. Your article has truly peaked my interest. I’m going to book mark your site and keep checking for new information about once a week. I subscribed to your RSS feed as well.

  130. I’m extremely pleased to find this page. I want to to thank you for ones time due to this wonderful read!! I definitely really liked every part of it and i also have you saved as a favorite to see new stuff on your website.

  133. I absolutely love your site.. Great colors & theme. Did you build this amazing site yourself? Please reply back as I’m planning to create my own website and would like to learn where you got this from or exactly what the theme is named. Many thanks!

  148. Hello there, I do believe your blog may be having browser compatibility issues. When I take a look at your blog in Safari, it looks fine however, if opening in IE, it’s got some overlapping issues. I just wanted to give you a quick heads up! Other than that, great site!

  160. Spot on with this write-up, I honestly feel this amazing site needs a great deal more attention. I’ll probably be returning to read more, thanks for the information!

  207. I’m amazed, I must say. Seldom do I encounter a blog that’s both educative and amusing, and without a doubt, you’ve hit the nail on the head. The issue is something that too few people are speaking intelligently about. Now i’m very happy that I came across this during my search for something regarding this.

  212. You’re so cool! I don’t think I’ve read a single thing like this before. So nice to discover someone with some genuine thoughts on this issue. Really.. thanks for starting this up. This site is something that is required on the internet, someone with some originality!

  218. The very next time I read a blog, Hopefully it doesn’t fail me just as much as this particular one. I mean, I know it was my choice to read through, but I really thought you’d have something interesting to say. All I hear is a bunch of moaning about something that you could possibly fix if you were not too busy looking for attention.

  229. When I initially left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and from now on whenever a comment is added I recieve 4 emails with the same comment. Perhaps there is a means you can remove me from that service? Thank you!

  237. I would like to thank you for the efforts you’ve put in penning this website. I really hope to check out the same high-grade content from you later on as well. In truth, your creative writing abilities has inspired me to get my own website now 😉

  242. Hi, I do think this is an excellent site. I stumbledupon it 😉 I will revisit once again since I book marked it. Money and freedom is the greatest way to change, may you be rich and continue to guide others.

  307. Having read this I believed it was rather enlightening. I appreciate you spending some time and energy to put this informative article together. I once again find myself spending way too much time both reading and commenting. But so what, it was still worth it!

  320. You are so interesting! I don’t suppose I’ve read through something like that before. So great to discover somebody with a few genuine thoughts on this subject. Really.. thanks for starting this up. This site is something that is required on the internet, someone with a bit of originality!

  340. Aw, this was an extremely good post. Finding the time and actual effort to produce a superb article… but what can I say… I procrastinate a whole lot and don’t seem to get nearly anything done.

  357. I must thank you for the efforts you’ve put in writing this site. I am hoping to see the same high-grade content by you in the future as well. In fact, your creative writing abilities has encouraged me to get my own site now 😉

  366. Having read this I believed it was very informative. I appreciate you taking the time and effort to put this information together. I once again find myself spending way too much time both reading and leaving comments. But so what, it was still worth it!

  374. Howdy! This blog post could not be written any better! Going through this article reminds me of my previous roommate! He always kept preaching about this. I’ll forward this article to him. Pretty sure he will have a very good read. Many thanks for sharing!

  383. Hi there, There’s no doubt that your website could be having web browser compatibility problems. Whenever I look at your site in Safari, it looks fine however when opening in Internet Explorer, it has some overlapping issues. I just wanted to provide you with a quick heads up! Apart from that, great website!

  397. Aw, this was an incredibly good post. Spending some time and actual effort to produce a good article… but what can I say… I procrastinate a whole lot and don’t manage to get anything done.

  399. I need to to thank you for this good read!! I absolutely loved every little bit of it. I have got you saved as a favorite to check out new things you post…

  436. Howdy! This post couldn’t be written much better! Looking through this post reminds me of my previous roommate! He constantly kept preaching about this. I most certainly will forward this information to him. Fairly certain he’s going to have a very good read. I appreciate you for sharing!

Deja una respuesta

Tu dirección de correo electrónico no será publicada.